Credit Booster

"Good credit" is crucial in qualifying for low interest rates on mortgages, car loans and many other loans. Yet many consumers have never seen their credit report and don't understand the importance of their credit score. Credit Booster is a book designed to provide critical information on credit reports, credit scoring and related topics.

Credit Booster leads you through a step-by-step process designed to enhance your knowledge of credit and management of your debt. With emphasis on planning and achieving financial well-being, Credit Booster is a valuable learning tool for consumers of all ages and features sections including:

• Credit and You presents an overview of the purposes and characteristics of credit as a useful tool to help you realize given lifestyle goals.
• Assessing Your Financial Status helps you focus on some important components that affect your personal financial standing, such as "Where Do You Stand?", "Where Does All the Money Go?" and "Making Sense of Your Financial Situation."
• Assessing Your Debt Status outlines how your financial and credit status is assessed in standard measures that others can use to determine whether to extend you additional credit. Topics include "Understanding Your Credit Report and Credit History" and "Understanding Your Credit Score."
• The Fix is On helps you begin the real work of taking the right steps to improve your credit status. Here you will start taking the actions necessary to reduce your debt load and rebuild your credit reputation by setting your financial goals, budgeting and removing mistakes from your credit report.
• Special Cases addresses three specific situations that are particularly difficult to resolve: "Building Credit When You Do Not Have Any," "Building Credit After Divorce" and "Building Credit After Bankruptcy."

Credit Booster helps unlock the mysteries of your credit score, enabling you to be "InCharge" of your credit - for life! Also available in Spanish.