IDS 18-Month Panel Study - Selected Findings from the 2003 and 2005 Surveys Research Objectives IDS 18-Month Panel Study - Table of Contents Procedures of the 18-Month Study 2005 IDS Panel Composition Key Sample Demographics (1) Key Sample Demographics (2) Key Sample Demographics (3) Financial Stability of Clients Impact of InCharge on Health and Family Problems Current Enrollment and Client Satisfaction Comparison Of selected 2003 and 2005 survey results and Other Benchmark Comparisons Tracking of Financial Stress Today Tracking Of Dissatisfied With Present Financial Situation Tracking Of Family And Health Problems Tracking Of Incidence of Poor Money Management Behaviors Tracking Of Bill Paying Behaviors (Late Payments) Tracking Of Bill Paying Behaviors (Overdue Notices) Tracking Of Bill Paying Behaviors (Money Management Issues) Tracking Of Feel That Concerns About Personal Finances Interferes With Work Time Lost At Work (Average Number Of Days) Tracking Of Incidence Of Spending Time At Work On Personal Finances Tracking Of Average Number Of Hours Per Month Spent On Personal Finances At Work Tracking Of Main Personal Financial Activities Done During Work Hours Tracking Of Likelihood Of Changing Jobs In Next 12 Months IDS 18 Month Panel Study: Comparison 2005 survey results and Other Benchmark Comparisons Perception Of Financial Change Vs. Year Ago Overall Financial Situation: Questions Used In Score Comparison Of Ratings On Five Measures Of Overall Financial Situation Comparison Of Financial Stability Employment Reasons For Changing Jobs (2005) Incentive Research Return Rate By Incentive Condition Effect Of Incentives On Type Of Respondents Effect Of Incentives On Rating Of Incharge Summary And Conclusions (1) Summary And Conclusions (2) Summary And Conclusions (3) Summary And Conclusions (4)

InCharge Education Foundation : Research : DMP Statistics : IDS 18 Month Panel Study: Selected Findings from the 2003 and 2005 Surveys : Employment