America, Is Your Job Secure? 1st Quarter 2007 America, How Long Could You Last? 1st Quarter 2007 America, No Choice But To Charge It? 1st Quarter 2007 America Shops 4th Quarter 2006 America the Confident 3rd Quarter 2006 America Charges 2nd Quarter 2006 America Gambles 2nd Quarter 2006 Tax Refunds and Retirement 1st Quarter 2006 America Worries: Past, Present or Future? 4th Quarter 2006 2005 in America: High on Credit Low on Cash, 4th Quarter Natural Disaster and Debt in America 3rd Quarter 2005 Bankruptcy in America 2nd Quarter 2005 Where Did the Tax Refund Go 1st Quarter 2005

The InCharge Education Foundation COPE™ Scale

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InCharge Education Foundation : Research : Quarterly Special Reports : America Shops 4th Quarter 2006

America Shops 4th Quarter 2006

InCharge® Education Foundation (ICEF) commissions quarterly studies, and their purpose is to explore the condition of a large national sample of the general U.S. adult population, relating to personal finance. This paper will focus on answers to four questions related to holiday spending. Specifically, we asked if they make a budget for holiday spending, do they spend more than they planned, can they actually afford to buy as much as they do, and how long it will take to pay for those holiday purchases.

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