2005 in America: High on Credit Low on Cash, 4th Quarter

In the ICEF 4th Quarter 2005 Survey, two of the questions were dedicated to the topics of 1.Willingness to use credit for discretionary purchases, and 2. A self- estimation of how long it will take to reach a zero-debt state.  After giving a summary of the findings, more detailed information on each question is shown including demographic breakdowns of responses. Towards the end of this report we include a section on methodology and a copy of the questionnaire.

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