America Charges
Tax Refunds and Retirement
High on Credit Low on Cash
Natural Disaster and Debt in America
Where Did the Tax Refund Go
The InCharge Education Foundation COPE™ Scale
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High on Credit Low on Cash
Two of the questions were dedicated to the topics of 1.Willingness to use credit for discretionary purchases, and 2. A self- estimation of how long it will take to reach a zero-debt state. After giving a summary of the findings, more detailed information on each question is shown including demographic breakdowns of responses. Towards the end of this report we include a section on methodology and a copy of the questionnaire.


