Credit Counseling and Personal Financial Well-being

Studies on the benefits of credit counseling programs and the impact of employee financial problems on employers.

18-Month Panel Study: Changes in Financial Behavior and Incidence of Financial Stressors

A study intended to measure the extent to which a debt management program is making a difference in the financial well-being of clients.

Credit Delinquencies: A Portrait of Pain for Employers' Bottom Lines - Preliminary Findings

This paper examines the relationship between financial problems, physical well-being and work productivity of a sample of workers who are delinquent on their debts.

Financially-Troubled Employees and Threats of Violence Impact the Workplace

Thirty years of recording, consulting and gathering statistics of ten companies, produced evidence of the part finances play in threats of violence on the job.

Differences Between Credit Counseling Clients and Non-Clients After One Year in a DMP Program

Active credit counseling clients are those who have remained in a debt management program for over a year. Non-clients are those who contacted a credit-counseling agency for assistance but never committed to a debt management program or dropped out of it soon after commencing the program.

How Today's Active Profina DMP Clients Differ from the Non-Active Back When they all Committed

The purpose of this study was to examine the work life and personal finances of a sample of the 3,000+ new Profina clients and track them over a one-year time period.