18-Month Panel Study: Changes in Financial Behavior and Incidence of Financial Stressors Credit Delinquencies: A Portrait of Pain for Employers' Bottom Lines - Preliminary Findings Financially-Troubled Employees and Threats of Violence Impact the Workplace Differences Between Credit Counseling Clients and Non-Clients After One Year in a DMP Program How Today's Active Profina DMP Clients Differ from the Non-Active Back When they all Committed

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InCharge Education Foundation : Research : Reports & Publications : Credit Counseling and Personal Financial Well-being : Credit Delinquencies: A Por...

Credit Delinquencies: A Portrait of Pain for Employers' Bottom Lines - Preliminary Findings

A variety of factors can result in people considering themselves to be under stress, some of which can be attributed to the demands associated with interpersonal relationships, home life, school, work, or financial situation.

This paper examines the relationship between financial problems, physical well-being and work productivity of a sample of workers who are delinquent on their debts.

Responses from a sample of 173 consumer credit counseling clients indicates that they are experiencing a high degree of stress about financial matters because they have a great quantity of financial problems. Over 90% are suffering. Further, a substantive proportion report health problems and poor wellness. These spill over to the workplace, as the average worker spent 21 hours per month attending to personal financial issues while at work.

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