The InCharge Education Foundation COPE™ Scale
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How Today's Active Profina DMP Clients Differ from the Non-Active Back When they all Committed
The purpose of this study was to examine the work life and personal finances of a sample of the 3,000+ new Profina clients and track them over a one-year time period. It is anticipated that participation in the Debt Management Program will improve clients’ personal financial wellness and their job performance.
Should the expected improvements occur over time, a calculation can be developed to estimate the dollars an employer gains by employee participation in the Profina Debt Management Program.
For example, the results might show that improved job performance for a Profina client is worth $2,000 to his/her employer. The return would come from improvements in absenteeism, presenteeism (the loss of productivity that happens when employees are on the job but are not fully functioning), time dealing with financial concerns at work, job performance, job turnover, presenteeism, stress, and physical health.
