The InCharge Education Foundation COPE™ Scale
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Health, Financial Well-being, and Financial Practices of Financially Distressed Consumers
This study examined relationships among the financial practices, financial well-being, and health of a sample of 3,121 financially distressed consumers who were new clients participating in the debt management program of a large national non-profit credit counseling organization. Respondents who reported having improved their health since participating in credit counseling were more likely than others to engage in positive financial behaviors. In addition, self-reported improved health was somewhat associated with self-reported improved finances. For six out of ten financial behaviors, respondents who reported improved health were more likely to report that their finances improved.

