Health, Financial Well-being, and Financial Practices of Financially Distressed Consumers
Financial Stress and Work Outcomes of Credit Counseling Clients
Delphi Study of Experts’ Rankings of Personal Finance Concepts Important in the Development of the InCharge Financial Distress/Financial Well-being Scale
Financial Distress: Definition, Effects and Measurement
Development of and Norms for the InCharge Financial Distress/Financial Well-being Scale: A Summary
Financial Behaviors of Consumers in Credit Counseling
Relationships Among Credit Counseling, Financial Well-being and Health
The InCharge Education Foundation COPE™ Scale
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InCharge Education Foundation : Research : ICEF Scholars Program : Published/ACCI : Delphi Study of Experts’ ...
Delphi Study of Experts’ Rankings of Personal Finance Concepts Important in the Development of the InCharge Financial Distress/Financial Well-being Scale
This study sought the counsel of a group of experts throughout the United States with expertise in a variety of occupations in personal finance. They were presented a list of concepts and asked for their judgments on which would best measure the construct, personal financial well-being. The concepts were presented to them in the context of a financial distress scale. Three phases of data collection using a modified version of the Delphi qualitative research methodology found unanimity on two concepts, “Worry about being able to meet normal monthly living expenses” and “Living today on a paycheck-to-paycheck basis,” as well as strong consensus on several other concepts.
