InCharge Financial Distress/Financial Well-Being Scale: Development, Administration, and Score Interpretation
Financially Distressed Consumers: Their Financial Practices, Financial Well-being, and Health
Relationships Among Credit Counseling Clients' Financial Well-Being, Financial Behaviors, Financial Stressor Events, and Health
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InCharge Education Foundation : Research : ICEF Scholars Program : Published/AFCPE : InCharge Financial Distress...
InCharge Financial Distress/Financial Well-Being Scale: Development, Administration, and Score Interpretation
This article describes development of the InCharge Financial Distress/Financial Well-Being Scale, designed to measure a latent construct representing responses to one’s financial state on a continuum ranging from overwhelming financial distress (lowest level of financial well-being) to no financial distress (highest level of financial well-being). It describes a formative Delphi study, validity criteria and testing, factor analysis, Cronbach’s alpha coefficients, administration instructions, norming of the data and score interpretation, and implications for use.
