Educational Desires of Credit Counseling Clients
InCharge Financial Distress/Financial Well-Being Scale: Development, Administration, and Score Interpretation
Financially Distressed Consumers: Their Financial Practices, Financial Well-being, and Health
Relationships Among Credit Counseling Clients' Financial Well-Being, Financial Behaviors, Financial Stressor Events, and Health
Changes in Health, Negative Financial Events, and Financial Distress/Financial Well-Being for Debt Management Program Clients
The InCharge Education Foundation COPE™ Scale
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InCharge Education Foundation : Research : ICEF Scholars Program : Published/AFCPE : Relationships Among Credit ...
Relationships Among Credit Counseling Clients' Financial Well-Being, Financial Behaviors, Financial Stressor Events, and Health
The study examines the relationships among credit counseling, financial behaviors, financial stressor events, perceived financial well-being, and health. Data were collected from clients of a large credit counseling organization on two occasions, once in June 2000 and again in January 2002. Path analysis was employed to assess relationships among the variables. Credit counseling and debt management program directly affect financial stressor events in a helpful way and indirectly affect perceived financial well-being and health of the participants after 18 months. Results provide some evidence of the effectiveness of credit counseling in improving financial and health variables.
